Roth Ira Contribution Limits 2025 For Spouse And Children. Your personal roth ira contribution limit, or eligibility to contribute at all, is. Roth ira contribution limits have increased for 2025.

Spousal iras have the same annual contribution limits as any other ira: The contribution limit for a roth ira is $7,000 (or $8,000 if you are over 50) in 2025.